Sunday, October 11, 2009
Holy Freakin Moo Cow, a New Post!!!!!
First, to my utter shock, I was approved for permanent Disability after a wait of only 4 months from time of application to approval and check in the bank. And I do mean shock. I already had a legal rep waiting for the first denial letter and preparing an appeal! This was the last thing I expected to happen and I am sooooo grateful it came through. I feel very badly, though, for those who are in much worse shape than I'm in who are still struggling through the system for any help at all.
With Disability Award Letter in hand, I was now able to secure a loan modification for my home which I've been on the verge of losing for about a year, now. I just made my first payment on the Making Home Affordable trial plan (I still don't get what that's all about, but whatever, they say this is good news and means I'll get to keep my home, so I'm happy) and early next year, I'll have my loan modified to a 30 year fixed rate I can pay from my disability check and still be able to pay the rest of my bills. Still have 5 bills to pay from before I got sick and when they're gone, it's just house payment and utilities. YEAH! :D
Since the loan modification is going through, Catholic Social Services is working on my house again. Well, they were, but they quit for about a month and a half, I have no idea why, and I hear through the grapevine they'll be back here in the next week or so. I can't WAIT! The house is still gutted but it's getting very close to insulation and drywall going up. I should be able to move back in by next spring. August 29 was 4 years since I've been able to live in my house and mid November will be 4 years I've been living in this FEMA camper.
Which brings me to the only downer going on right now, which is my health. And that is deteriorating with each passing month in this Toxic Trailer. Don't believe the government propaganda that says these campers *gas out* after a few weeks. That is BS. For them to gas out, the formaldehyde would have to be gone. Everything in here is made with it and being such a tiny space (200 sq.ft.) it builds up fast. I keep windows open all winter when I'm heating it because that's worse than summer when I keep the air running constantly to keep the temp below 80 in here. Except that the wall temps have to be below 80 and there's not much to nothing between the metal outside and the walls, so I found to avoid watering burning eyes, I really have to keep it around 75. It's crazy. If it were gassed out, it would have passed the test the feds did two years ago and it failed miserably with a high score. That was after never shutting windows or the door for almost all of the two years I'd been in here then. So anyone out there who *knows* that the government would never lie about such a thing and that we're just whiners down here can freakin bite me. You don't know jack.
Amost forgot, another great thing....the CSS guys are going to give me tons of compelling evidence to sue the backside off my contractor who grossly overcharged me for his shoddy work. It would have been overcharged if he did GREAT work! And I've had to have almost everything redone that he did. So I have until March to get the lawsuit started and I'm looking for an attorney now. I've been assured that there is no freakin way I can lose, we're in the *outrageous* zone here. Always good to end on a high note, eh? hehehe
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