Tuesday, April 7, 2009
Welcome to The United States. Leave your sanity on the boat, please, we don't need any of that HERE.
Now, I'm disabled, waiting on disability. But that doesn't mean I haven't paid into the tax system at a much higher percentage of income than most wealthy people. I HAVE. FOR YEARS, DECADES, even. But here I am now in need of help and this is what I face now: Today FEMA came and told me there will be no more extensions, the temporary housing program will end May 1. With my walker, I will have to take boxes of things from the camper, down steps and into the house. The only help I have with that is my 76 year old mother who has to drive here to do it. This will take hundreds of trips with the walker, one box at a time since the camper is cram packed full. It's not that far into the house, but it doesn't take much to put me out of commission with walking. I am supposed to be getting things OUT of the house so it can be worked on after the loan modification is completed. Instead, the amount in the house will quadruple. It will be virtually impossible to work around all this stuff, the house is gutted. I've already been told it has to be cleaned out. Where am I supposed to put everything?
The next issue is I can't live in the house, city won't let me, it's gutted. I can't live in any kind of temporary housing on my property, city won't let me. I can't leave the property to live somewhere else, mortgage company won't let me. I have a letter from them stating such, it came this week, too. I can't stay here and I can't leave or they WILL take my house. THAT clause in my loan is what started the whole foreclosure mess in the first place. I was working and paying the payments but they started getting nasty because the house wasn't being fixed and were going to put me in default over that and take the house. Given the choice between me paying for the house or fixing it, they chose fix it and put the payments at the end. Things were going well until they sold my loan and the new company CITI RESIDENTIAL VULTURES errr LENDING, you know, the bailout recipients, put me immediately into foreclosure. I've been fighting that issue ever since. They are also the ones who stopped me from getting a Katrina cottage. If I had that, I wouldn't be screwed for a roof over my head right now. So now I'm desperately trying to show some kind of income so I can get a loan modification and get work rolling on the house again. Been trying to do that for almost a year. One thing after another has fallen through, not worked out, etc. So anyway, the clause that started my downward spiral has reared it's ugly head again. Wanna know what the mortgage company's big concern is? The house might be damaged. I'm like IT'S FREAKIN GUTTED.
So I guess this post is yet another vent post so I can keep some sanity. The government has plenty of money to bail out scum bag predatory lenders. Plenty of money to rebuild other countries that they first had plenty of money to destroy. But the goose that lays the golden egg, they strangle, fry and have for dinner. That would be the taxpayers, in case my analogy is too obtuse.
What's that, you say? Address the issues that are keeping folks from getting back in their homes? Oh nooooo, that's not how we do things here. We attack all problems from the symptom end here, why treat the illness when you can ease up one symptom?
STUPID, STUPID, STUPID.
So now I'm about to be a disabled homeless person with a mortgage. Great. I'm frantically searching for anyone who CAN do anything about this WHO GIVES A DAMN.
Monday, April 6, 2009
Puppets are fun, unless your President is one!
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